Category: Blog

I just like to smile….smiling’s my favourite

It’s been a busy year here at Aspects Financial – we have been delighted to see continued growth, and have invested in the business and the brand for the future. Soon it will be time to gorge on mince pies for a while and reflect. The holidays are a good time to sit back and… Read more »

The Advisor – Autumn 2017

Aspects Autumn Budget 2017 cover

In this edition of our quarterly Newsletter, we look at how the recent budget announcements could affect you. Click on the link below to download our publication. Aspects Budget-Report-2017

Our August blog – Its a matter of national pride

Tayto Cheese & Onion

Well I recently found myself jumping to the defence of local product “Tayto Cheese and Onion” when it was excluded from a tongue in cheek guide to the worlds greatest crisps. Normally this wee part of the world, despite only representing 3% of the UK population has no problem being heard, often for the wrong reasons, but… Read more »

Make the most of the new ISA allowance

From this tax year the Chancellor has given you an opportunity to invest more into your ISA tax efficiently. You can invest up to £20,000 in your ISA this year – a significant increase on the previous allowance of £15,240 for the 2016/17 tax year. The rate of inflation has increased in recent months, pushed… Read more »

The Advisor – Spring 2017

Chancellor Phillip Hammond presented his Budget on the 8th of March 2017. In this Newsletter we focus on some of the main announcements that may affect you. Aspects Adviser-Spring-2017

What Is An Independent Financial Adviser?

What is an Independent Financial Adviser? Having always worked in the Financial Services Industry I sometimes fall into the trap that I assume people know what we do. In summary, by gathering information from you, we take a snapshot of your personal or businesses financial position, taking into account your existing provision in terms of… Read more »

New Year, New Start

I would first like to wish you a happy, healthy and prosperous 2017 and to take this opportunity to thank you for your continued support. There are some exciting times ahead for our business which I would like to share with you. You may already know that Hughes Financial Services Ltd was set up in… Read more »

Brexit Commentary

Some of our clients are concerned about what the markets will bring against the background of Brexit decisions. Whereas these are uncertain times, our clients will have their investments aligned to the asset classes appropriate to the amount of risk they should be willing to take. Not all of their investment is exposed therefore. In… Read more »

What is the Granny test?

While hunting woolly mammoths cavemen would often debate the role of financial advisors – what value do they deliver to clients? Okay, so the debate isn’t quite that old. But it is a perennial argument.   Sometimes picking investments and managing portfolios is the least important part of what an advisor does. The bulk of the… Read more »