The latest Irish Govt publication “Roadmap for Pensions Reform” published in Feb 2018, explains the intention to have auto enrolment for workers over age 23 with salaries over 20,000 no later than 2022. Other ongoing changes surround the move away from employers acting as trustees due to the onerous trustee obligations, and more flexibility around retirement ages, make this an ever-changing landscape. Businesses which have been operating cross border may seek to have a presence in Ireland post Brexit negotiations, making them subject to the regulatory pension requirements in both jurisdictions.
Aspects Financial are one of the few UK regulated Advisors with a real, on the ground, Irish presence. This is critical as it allows us to meet regularly with Irish providers to stay on top of legislative and industry developments. Aspects have UK and RoI pension scheme experience and in particular are one of the only advisors operating in Ireland with auto enrolment experience, gained in the UK, having set up over 300 schemes with large, medium, and small employers there to date.
Aspects Financial have access to the best pricing in the market due to strong relationships and business flows. Existing scheme charges will be analysed in full to ensure that any recommendation to switch provider is based on a thorough analysis and client centric recommendation. Fund performance from all providers will be analysed and a recommendation made based on performance, investment process, de-risking / lifestyling strategy and fund charges.
This is an area of ongoing development, where we are well positioned to use our experience, market position, cross-jurisdiction authorisations, and area of employee benefits specialisation to provide clear concise to businesses as always.
Aspects Financial Ltd, authorised by the Financial Conduct Authority, are registered to passport into Ireland from the UK under the provisions of Freedom of Services, and are subject to conduct of business rules by the Central Bank of Ireland.
Aspects Financial Ltd UK & Ireland
Our Team Of Independent Financial Advisers & Employee Benefits Consultants
Stephen Casey DipPFS, Certs CII (MP&ER), also an Independent Financial Adviser, heads up the team of whom he is very proud!
Stephen has over 30 years of Product Provider, Intermediary and Management experience within Financial Services. His areas of specialisation are Employee Benefits and professional financial advice at highest level to Company Directors/Partners in respect of personal and corporate financial needs.
He has been a member of the local financial services community for some considerable time and as such has built up strong connections within the legal, accountancy, and lending professions, to enable he and his team to offer a complete financial solution for clients
A strong family man with two children and five dogs, to ensure weekends are kept as full as possible, his interests include travel, technology, socialising, and pretending to be interested in DIY.
Lizzie has 20 years in the financial services industry, she joined the Aspects Financial team on the 1st April 2010 and is now Employee Benefit Manager. Lizzie brought with her a vast experience of knowledge on the administration of Group Pension Schemes (Group Final, Salary, Group Money Purchase and Group Personal Pension), Group Protection (Death in Service, Income Protection) as well as individual pensions and protection. Her wealth of knowledge, customer service focus and organisation skills allow her to deal with the administration and management of schemes of all sizes.
When Lizzie isn’t looking after the corporate schemes, she enjoys walking and throwing a tennis ball for her hyper Cocker Spaniel, Freddie, holidaying with her partner and spending time with her family.
Owen, DipPFS, Certs CII (MP&ER), is a fully qualified Independent Financial Adviser with over 25 years’ experience in Financial services. He has worked for many multinational insurance companies since 1991 and has been with Aspects Financial for nearly ten years. He is a fundamental part of the growing success of the business.
When not working, Owen likes to cook, enjoys skiing, running and holidaying with his partner.
Leanne is a new addition to the Aspects Financial family. Leanne’s career in financial services has spanned over 10 years working with large teams of Independent Financial Advisers in Northern Ireland. She has a wealth of experience and knowledge.
Leanne’s aim is to provide traditional adviser administrative support, whilst also assisting management with training on back-office systems, compliance support, and research for the our Investment Committee.
In her spare time she is a voluntary assistant at her local junior choir, and also attends circuit and spinning classes at the gym.
Sarah, our most recent recruit provides support to the sales team and spends the majority of her time on the telephone with clients progressing their enquiries. Much of her time is spent securing appointments for the corporate side of our team, setting up meetings to discuss employers workplace pensions needs.
Ian has worked in the financial services industry for over 13 years, providing independent financial advice for both personal and commercial clients. Whether planning for retirement, passing wealth onto family members or providing protection for your family/business, he can help you achieve your goals.
In his spare time he has 2 young children to keep him busy! Hobbies include football, running and squash. He also has commitments to youth football development through Abbey Villa Football Club.
Sharon is the latest addition to the Aspects team and brings with her a wealth of experience, wit and charm from a local stockbroking firm. In her spare time she enjoys as much of the great outdoors as she can with her boys, with coasteering being a current passion, much to our horror.
Our most recent recruit, Heather will be joining the Aspects Financial Team as our new Employee Benefits Assistant, she will be working with the Employee Benefits Team helping with the day to day administration for our corporate client’s solutions.
Heather also works alongside Newtownards Chamber helping with administration and the organisation of events in the local area. In her spare time Heathers two boys keep her on her toes, she also enjoys motorsport and bush crafting.
Services For Individuals
Services For Businesses
We appreciate that you and your business have wide varying needs, not just within our areas of financial planning, so we are delighted to introduce our chosen business partners who we highly recommend in the areas of commercial insurance, commercial finance, and all matters legal.
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