Republic of Ireland Workplace Pension Arrangements.
Explained in detail.

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A fully managed, low cost online ISA and Pension investment service

The latest Irish Govt publication “Roadmap for Pensions Reform” published in Feb 2018, explains the intention to have auto enrolment for workers over age 23 with salaries over 20,000 no later than 2022. Other ongoing changes surround the move away from employers acting as trustees due to the onerous trustee obligations, and more flexibility around retirement ages, make this an ever-changing landscape. Businesses which have been operating cross border may seek to have a presence in Ireland post Brexit negotiations, making them subject to the regulatory pension requirements in both jurisdictions.

Aspects Financial are one of the few UK regulated Advisors with a real, on the ground, Irish presence. This is critical as it allows us to meet regularly with Irish providers to stay on top of legislative and industry developments. Aspects have UK and RoI pension scheme experience and in particular are one of the only advisors operating in Ireland with auto enrolment experience, gained in the UK, having set up over 300 schemes with large, medium, and small employers there to date.

Aspects Financial have access to the best pricing in the market due to strong relationships and business flows. Existing scheme charges will be analysed in full to ensure that any recommendation to switch provider is based on a thorough analysis and client centric recommendation. Fund performance from all providers will be analysed and a recommendation made based on performance, investment process, de-risking / lifestyling strategy and fund charges.

This is an area of ongoing development, where we are well positioned to use our experience, market position, cross-jurisdiction authorisations, and area of employee benefits specialisation to provide clear concise to businesses as always.

Aspects Financial Ltd, authorised by the Financial Conduct Authority, are registered to passport into Ireland from the UK under the provisions of Freedom of Services, and are subject to conduct of business rules by the Central Bank of Ireland.

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Aspects Financial Ltd UK & Ireland

Meet our team

Our Team Of Independent Financial Advisers & Employee Benefits Consultants

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Stephen Casey Aspects Financial

Stephen Casey

Managing Director DipPFS, Certs CII (MP&ER), QFA

Elizabeth Moorhead Aspects Financial

Elizabeth Moorhead

Employee Benefit Manager


Owen Armstrong

Independent Financial Adviser DipPFS, Certs CII (MP&ER) EFA


Leanne Campbell

Senior Paraplanner

Aspects Sarah Roy

Sarah Roy

Marketing Assistant

Aspects Ian Black

Ian Black

Independent Financial Adviser DipPFS Cert CII MP EFA

Aspects sharon fallon

Sharon Fallon

Personal Assistant

Heather Taylor

Employee Benefit Assistant

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We appreciate that you and your business have wide varying needs, not just within our areas of financial planning, so we are delighted to introduce our chosen business partners who we highly recommend in the areas of commercial insurance, commercial finance, and all matters legal.

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