Running your own business may leave you little time to consider your financial future but what would you do if a critical illness such as a heart attack or stroke, forced you to be absent from work for a period of weeks or months.
These days, more and more people survive critical illnesses and recover – only to find that their livelihood has suffered in the meantime.
If the worst should happen and your business is not fully protected, your family could be left without enough money to pay the day to day expenses. Chances are that you have covered the tangible assets of your business, such as the buildings, machinery and even vehicles. But have you protected yourself?
And what about the people who keep your business running; those who are key to the continued success of your business? Do you have an employee whose continued absence might seriously impact your business’ profits?
Whether it’s for you, your business partner, or even a key employee, it’s important that you think about Business Protection. Business Protection is a way of protecting your business in the event that you, a key person, partner or director should die or be diagnosed with a critical illness. It helps to ensure your business can continue trading without that person there.
Aspects Financial Ltd UK & Ireland
Our Team Of Independent Financial Advisers & Employee Benefits Consultants
Stephen Casey DipPFS, Certs CII (MP&ER), also an Independent Financial Adviser, heads up the team of whom he is very proud!
Stephen has over 30 years of Product Provider, Intermediary and Management experience within Financial Services. His areas of specialisation are Employee Benefits and professional financial advice at highest level to Company Directors/Partners in respect of personal and corporate financial needs.
He has been a member of the local financial services community for some considerable time and as such has built up strong connections within the legal, accountancy, and lending professions, to enable he and his team to offer a complete financial solution for clients
A strong family man with two children and five dogs, to ensure weekends are kept as full as possible, his interests include travel, technology, socialising, and pretending to be interested in DIY.
Lizzie has 15 years experience in the financial services industry. She joined the Aspects Financial team on 1st April 2010 and is now Personal Assistant to Stephen Casey. Lizzie brought with her a vast experience of knowledge on the administration of Group Pension Schemes (Group Final Salary, Group Money Purchase and Group Personal Pension), Group Protection (Death in Service, Income Protection) as well as individual pensions and protection.
When Lizzie is not keeping Ian and Stephen in check she enjoys walking and throwing a tennis ball for her hyper Cocker Spaniel, Freddie.
Owen, DipPFS, Certs CII (MP&ER), is a fully qualified Independent Financial Adviser with over 25 years experience in Financial services. He has worked for many multinational insurance companies since 1991 and has been with Aspects Financial for the past seven years. He is a fundamental part of the growing success of the business.
When not working, Owen likes to cook and has been known to run the odd marathon or two in his time, as well as cycling when he can.
Leanne is a new addition to the Aspects Financial family. Leanne’s career in financial services has spanned over 10 years working with large teams of Independent Financial Advisers in Northern Ireland. She has a wealth of experience and knowledge.
Leanne’s aim is to provide traditional adviser administrative support, whilst also assisting management with training on back-office systems, compliance support, and research for the our Investment Committee.
In her spare time she is a voluntary assistant at her local junior choir, and also attends circuit and spinning classes at the gym.
Sarah, our most recent recruit provides support to the sales team and spends the majority of her time on the telephone with clients progressing their enquiries. Much of her time is spent securing appointments for the corporate side of our team, setting up meetings to discuss employers workplace pensions needs.
Ian has worked in the financial services industry for over 10 years, providing independent financial advice for both personal and commercial clients. Whether planning for retirement, passing wealth onto family members or providing protection for your family/business, he can help you achieve your goals.
In his spare time he has 2 young children to keep him busy! Hobbies include football, running and squash. He also has commitments to youth football development through Abbey Villa Football Club.
Sharon is the latest addition to the Aspects team and brings with her a wealth of experience, wit and charm from a local stockbroking firm. In her spare time she enjoys as much of the great outdoors as she can with her boys, with coasteering being a current passion, much to our horror.
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We appreciate that you and your business have wide varying needs, not just within our areas of financial planning, so we are delighted to introduce our chosen business partners who we highly recommend in the areas of commercial insurance, commercial finance, and all matters legal.
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