Workplace Pensions


Auto enrolment is a headache for most employers.  Failure to comply with the complex and laborious duties imposed by the legislation can mean employer fines of up to £500 a day. The good news is that as independent financial advisers we’ve chosen a trusted auto enrolment solution for you that takes care of the entire process.

As independent financial advisers, Aspects Financial:

  • Meet with you
  • Carry out Market Research on an ongoing basis to ensure you have the best solution
  • Provide a Report and recommendations
  • Set the scheme up for you
  • Provide local telephone and e-mail support
  • Can also carry out presentations and / or face to face meetings for your employees – don’t forget, this is a pension and it’s important that employees save adequately for their retirement.

RetirementOur chosen partner, Creative Auto Enrolment, has been selected as they take care of the entire process for you, making it straightforward, smooth and pain-free.

In Northern Ireland we have exclusive access to this complete one-stop online solution – once set up by us you can continue running your business in the knowledge that the job’s been done.

Creative Auto Enrolment will:

  • Calculate your postponement period
  • Provide the pension via Scottish Widows – one of the UK’s most trusted Life, Pensions and Investments providers
  • Assess earnings
  • Generate employee communications
  • Handle the Declaration of Compliance
  • Provide a dedicated Helpline for employer and employees
  • Help avoid any need to upgrade or change existing payroll software or processes
  • Provide guides for payroll, employers, and employees.

Next Steps

Please contact us for more information and to arrange a personal no obligation consultation for your business on 028 9131 0342 or

Also, please feel free to download our free Workplace Pensions Guide by entering your name, employer name and email address to learn more about auto enrolment and the solution we provide.

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Our Business Partners

We appreciate that you and your business have wide varying needs, not just within our areas of financial planning, so we are delighted to introduce our chosen business partners who we highly recommend in the areas of commercial insurance, commercial finance, and all matters legal.

John McKee - Solicitors

Lockton - Insurance Brokers

Upstream - Working Capital

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