Our August blog – Its a matter of national pride

Well I recently found myself jumping to the defence of local product “Tayto Cheese and Onion” when it was excluded from a tongue in cheek guide to the worlds greatest crisps. Normally this wee part of the world, despite only representing 3% of the UK population has no problem being heard, often for the wrong reasons, but […]


The Advisor – Spring 2017

Chancellor Phillip Hammond presented his Budget on the 8th of March 2017. In this Newsletter we focus on some of the main announcements that may affect you. Aspects Adviser-Spring-2017


Helping fly the flag for financial services in Northern Ireland

See our input for New Model Adviser/Citiwire industry publication in the following article Northern Ireland Insight


What Is An Independent Financial Adviser?

What is an Independent Financial Adviser? Having always worked in the Financial Services Industry I sometimes fall into the trap that I assume people know what we do. In summary, by gathering information from you, we take a snapshot of your personal or businesses financial position, taking into account your existing provision in terms of […]


Brexit Commentary

Some of our clients are concerned about what the markets will bring against the background of Brexit decisions. Whereas these are uncertain times, our clients will have their investments aligned to the asset classes appropriate to the amount of risk they should be willing to take. Not all of their investment is exposed therefore. In […]


What is the Granny test?

While hunting woolly mammoths cavemen would often debate the role of financial advisors – what value do they deliver to clients? Okay, so the debate isn’t quite that old. But it is a perennial argument.   Sometimes picking investments and managing portfolios is the least important part of what an advisor does. The bulk of the […]


How is Ethical Investment Growing?

Ethical or socially responsible investment has been around since the early 80s. Over the last 30 years the market has continued to grow as businesses are under greater pressure to demonstrate social and environmental accountability. In the US socially responsible investing is well established and has grown by more than 22% in the past two […]


Six quirks of self-assessment tax returns

If you’re among 5m people still to file a tax return by January 31, read this first Online tax returns must be filed by January 31 Do I need to complete a form? Around 11 million people have to submit self-assessment forms before the January 31 deadline. You need to do one if you’re self-employed, […]


What will be your new state and private pension age – and how long will you live?

New data suggests life expectancy will fall, which affects your pension age – and also how you plan for retirement. The seemingly inexorable rise in the state pension age may finally be halted by unexpected falls in longevity. Figures shared with Telegraph Money and published last weekend show that if the Government sticks to its word, it […]


The best way to boost your state pension: should you top it up, or defer it?

In a few weeks’ time the Government’s unique state pension “top-up” goes on sale. It will offer men and women of a qualifying age the chance, for a limited time, to swap lump sum savings for an increase in their state pension – for life. It’s like an annuity except it offers more attractive rates […]


Our Business Partners

We appreciate that you and your business have wide varying needs, not just within our areas of financial planning, so we are delighted to introduce our chosen business partners who we highly recommend in the areas of commercial insurance, commercial finance, and all matters legal.

John McKee - Solicitors

Lockton - Insurance Brokers

Upstream - Working Capital

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